Zakat Calculator Pakistan
Calculate your 2.5% zakat in PKR on cash, gold, silver and trade goods — with an automatic nisab check so you know whether zakat is due.
Your zakatable assets (PKR)
| Total zakatable assets | Rs 0.00 |
| Less: debts payable | Rs 0.00 |
| Net zakatable wealth | Rs 0.00 |
| Nisab threshold | Rs 0.00 |
| Zakat rate | 2.5% |
Nisab = 87.48g gold or 612.36g silver. Wealth must be held for one lunar year (hawl) before zakat is due.
List your assets
Enter cash, gold, silver, trade stock and money people owe you — all in PKR at current market value.
Subtract your debts
Enter debts and liabilities you must pay. The calculator finds your net zakatable wealth.
Check nisab and pay
If your net wealth reaches nisab, you owe 2.5% of it. If not, no zakat is due.
How the zakat calculator Pakistan works
Zakat is 2.5% of your net zakatable wealth, paid once each lunar year. This zakat calculator Pakistan uses adds up everything zakatable — cash in hand and bank balances, gold and silver at today's market value, trade goods and business inventory, plus money owed to you — then subtracts your debts and liabilities. The result is your net zakatable wealth.
The nisab check
Zakat is only due if your net wealth reaches nisab: the value of 87.48 grams of gold or 612.36 grams of silver. Most scholars in Pakistan apply the silver nisab (about 52.5 tola), because it is lower and means more recipients benefit. The calculator defaults to roughly Rs 345,000 — the silver nisab at about Rs 6,578 per tola on 3 October 2026 — but silver prices move, so update the field with the current rate for precision.
The zakat formula explained
Zakat = 2.5% x (assets - debts), payable only if (assets - debts) >= nisab, and only if the wealth has been held for one full lunar year (hawl). For example: Rs 450,000 in assets minus Rs 50,000 in debts = Rs 400,000 net wealth. That exceeds the Rs 345,000 nisab, so zakat = 2.5% x 400,000 = Rs 10,000.
What counts — and what does not
- Zakatable: cash, bank balances, gold, silver, shares held as investment, trade inventory, money owed to you.
- Not zakatable: your primary home, personal car, household items, clothing, and tools of your trade — these are for personal use, not wealth held as value.
- Hawl: the wealth must have stayed at or above nisab for a full lunar year. New wealth acquired during the year joins the same hawl under most scholarly views.